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PENSIO EQ2

SHARED EQUITY OPTION

SHARED EQUITY OPTION

Pensio EQ2 will match your equity and double the down payment  for a share of the equity in your home in case of an unforeseen event prior to closing or you just want to reduce the cost of your monthly mortgage payments. You can exercise the Pensio EQ2 option up to 12 months before closing.  

OUR EQUITY CONTRIBUTION

Pensio EQ2 provides matching equity funds that you can use for up to 10 years with no interest charges or monthly payments. In exchange we share in the change in value of your home – up or down – when you decide to sell. Our share of the change in value can be up to 35% of the appreciation of your home. If your home’s value increases, we both profit as partners. If your home’s value decreases, we also typically take a portion of the loss. It is a true partnership – we win and lose together.

ENJOY YOUR HOME

Pensio EQ2 is your partner, but you are the sole owner of your home. You can sell your home at any time you choose.

Modern Living Room

PENSIO EQ2 OPTION

Modern Kitchen

HOME OWNERSHIP

REIMAGINED!

Realize your interior dream
Collage with construction plans and an e
House plan blueprints, designer's hand
Hand with the silhouettes of the family
insurance of fire and theft
wooden vintage frame WELCOME HOME over o
real estate, technology and accommodatio
family parents dreaming of new home
people, repair and real estate concept -
Moving home and repair of a new life
House on spring green grass
SELLING YOUR HOME

WHEN YOU SELL WITH AN INCREASE IN VALUE

We both share in the appreciation. Pensio EQ2 share of the profit can be up to 35%​

WHEN YOU SELL AND YOUR HOME VALUE DECREASED

We both share in the loss. Pensio EQ2 share of the loss can be up to 35%

Pensio EQ2 can invest in your home purchase by contributing up to half of the down payment on your home purchase. You make no monthly payments to Pensio EQ2. It is our expectation to earn a return on our equity investment by sharing in the appreciation when you sell your home. Live for the next 10 years, lower risk, lower mortgage payments. The Pensio EQ2 Shared equity Option is your choice when you use Pensio Purchase Power.